Private Lending · Real Estate · 30 Years of Experience

Your Capital.
Our Expertise.
Real Returns.

SEF Group acquires, renovates, and sells single-family homes across the country. We partner with private lenders who want their money working — secured by real property, on short timelines, with experienced operators behind every deal.

30+
Years Experience
$15M+
Volume Flipped
6–9mo
Avg. Deal Timeline
The Process

How Private Lending Works

We make it simple. You provide capital secured by a real asset. We do all the work — finding the deal, managing the renovation, and selling the home. You get paid back with interest when the property sells, typically within 6–9 months.

"Your investment is backed by the property itself — not a promise."

01
We Find the Deal

Our team sources distressed and undervalued single-family properties in target markets nationally, using 30 years of buying experience to identify homes with strong margins.

02
You Fund the Loan

You lend capital secured by a first-position lien on the property. Your investment is protected by the real estate itself — not contingent on market speculation.

03
We Execute the Flip

Our team manages the full renovation — contractors, timelines, budgets. We handle every detail so you don't have to. Average project runs 6–9 months start to finish.

04
You Get Paid Back

When the home sells, you receive your principal plus agreed-upon interest. Then we bring you the next deal — and do it all over again.

Our Experience

Thirty Years in the Trenches

The team behind SEF Group has been buying and flipping homes since 1994. Not theory — actual deals, actual renovations, actual market cycles survived and capitalized on.

We started flipping homes in Washington state, learning the craft deal by deal. In 2010 we took the operation national, building systems for sourcing and executing flips across multiple markets simultaneously. In 2018 we expanded into multifamily, deepening our understanding of real estate fundamentals. Today we're back to what we do best — flipping homes nationally at scale.

"We've bought and sold in every market condition since 1994. We know how to protect capital because we've had to protect our own."

When you lend to SEF Group, you're not backing a startup. You're partnering with operators who have seen it all — and built a track record doing it.

1994

Where It Began

Our team starts flipping single-family homes in Washington state — learning acquisitions, renovation management, and resale from the ground up.

2010

Going National

Operations expand beyond Washington into markets across the country, building scalable systems for sourcing, renovating, and selling in multiple states simultaneously.

2018

Multifamily Experience

The team moves into multifamily investing, deepening expertise in renovation at scale and real estate fundamentals across asset classes.

Today

SEF Group — Back to Flipping

Three decades of market knowledge, now channeled into a focused national flipping operation — and selectively partnering with private lenders who want in.

Why SEF Group

Why Lend With Us

Private lending works best when you trust the operator. Here's why our lending partners keep coming back.

Secured by Real Property

Every loan is backed by a first-position lien on a physical asset. If anything goes wrong, you have a real piece of real estate — not just a handshake agreement.

Experienced Operators

30 years of buying, renovating, and selling homes means we know how to underwrite a deal, manage a renovation, and close a sale — protecting your capital at every step.

Short, Defined Timelines

Your capital isn't tied up for years. Our deals typically close in 6–9 months, giving you liquidity and the flexibility to redeploy on your own schedule.

Transparent Communication

We keep our lending partners informed throughout the deal — acquisition updates, renovation milestones, and sale timelines. No black boxes, no surprises.

National Deal Flow

We operate across multiple markets, which means consistent deal flow and the ability to put your capital to work quickly after each payoff.

Aligned Incentives

We only make money when the deal succeeds. Our interests are completely aligned with yours — we're motivated to execute, protect your capital, and deliver results.

Track Record

Recent Flips

A sample of completed projects — acquired, renovated, and sold by our team across the country.

Single Family · Pennsylvania
Pittsburgh, PA
Acquired · Renovated · Sold · 7 months
Sold
Single Family · Michigan
Detroit, MI
Acquired · Renovated · Sold · 6 months
Sold
Single Family · Utah
Provo, UT
Acquired · Renovated · Sold · 5 months
Sold